Kwik Cash Line of Credit

This revolving line of credit can be used for almost any purchase - the refrigerator goes on the blink, you need a weekend getaway, or you simply need a backup plan in case you overdraw your checking account.

Kwik Cash Line of Credit (Overdraft protection, credit card payoffs, miscellaneous expenses)
Effective Date: Saturday, April 20th, 2024
Payment Terms	APR* As Low As
The greater of $16.00 or 4.000% of the balance at the time of the last advance	10.500%
*APR = Annual Percentage Rate. Your rate will vary based on your creditworthiness; rate stated is for borrowers with excellent credit history. Other rates and terms available, please contact us for details. Normal credit standards apply. If used for overdraft protection, a $5 transfer fee will be applied to your account for each overdraft from an ATM or one-time debit card transaction. If a transaction is presented and no funds are available in any of your accounts, we may return the item or, if Courtesy Pay is active and funds are available, we may pay the item. Any overdraft transfer fees incurred must be paid back by the next Kwik Cash payment due date. Membership Eligibility Required. Please contact loans@UnitedOne.org for details. Call for additional rates.